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Credit Salvage Credit Clearance

Clear Your Credit record and improve Credit Scores

Get a Credit Score and Credit report you deserve!

The Credit Salvage Credit Clearance program is only for those who are serious about credit improvements and for those that are willing to commit to a clear credit record. Our processes are all about demonstrating to prospective credit providers and lenders that you can be responsible for your finances. Consumers are unaware that Credit providers analyse credit scores and will only assess applications where credit scores fall in low-risk categories. These credit providers will also analyse and scrutinise your ability to service current debt obligations. You now have the opportunity to remove or update old adverse accounts, whilst we assist you in building a new credit profile!

1

Credit Clearance

We attend to the speedy removals of Judgements, Default listings, notices and Trace Alerts
2

Debt Counselling

We attend to the speedy removals of paid Debt Counselling Indicators.
3

Credit Reports

We use Comprehensive Credit reports from all Credit bureaus to analyse your credit profile and different credit scores from these credit bureaus

         Our Credit Clearance Service plan for You

Investigations and analysis

Investigations and analysis

We approach all major bureaus in South Africa to thoroughly analyse your credit profile and credit scores. A report with an action plan gets discussed with you. Once accepted and agreed upon the credit clearance process will start.

Credit Clearance and Credit Repair

Credit Clearance and Credit Repair

Your credit report is extremely important and it will impact your ability to get credit. This includes buying or renting a house, getting new employment opportunities and many other important things in life. After we have done our analyses of your credit reports with all the credit bureaus we will make sure that what’s on your report is 100% correct. We will attend to the removals and updates of paid adverse accounts. We also do prescription investigations and investigate and remove unlawful credit inquiries.

Monitoring

Monitoring

After you have been cleared with all the credit bureaus we will monitor your profile if you so wish and will assist with any needed future assistance free of charge.

"Your Credit Report and Credit Score are two of the most vital aspects of your Financial Health"  Erin Lowry

Benefits of using our service

Benefits of having a Clear credit record

We are here for you

Credit Salvage Debt Free business women - Credit Clearance
Why should you chose us: PRIDE: We provide our clients with more than what they expect. RESULTS: We focus on speedy accomplishment of due tasks. SIMPLICITY: We break down complex issues related to Credit related issues into simple logic that our clients can understand WORLD CLASS CLIENT SUPPORT: We always are there to provide advice as and when needed TECHNICAL KNOW-HOW: Specialists backed by appropriate qualifications
Credit Clearance Free of Debts with Credit Salvage
Benefits of A clear Credit Record. You can gain access to credit. You get offered better interest rates. Better employment opportunities. Able to negotiate lower interest rates. Easier to apply for property rentals
Credit Salvage Debt Free Credit Clearance
About Us. Established in 2006. Registered with numerous regulatory governing bodies. Experienced and helped 1000's of consumers with impaired credit records. Hundreds of referrals. Personal attention is given to each client.

NOT CONVINCED? DON'T TAKE OUR WORD FOR IT

SEE WHAT OUR DEBT FREE CUSTOMERS HAVE TO SAY

"I was satisfied with the overall service provided to me by Credit Salvage. The information I receive from the staff was fairly easy to understand and I found the staff extremely professional and informative... Thanks, you made a difference in my Life."

Luckey
33 year old regional Manager from Soweto

"I was extremely satisfied with the overall level of service which was provided to me from Credit Salvage. The information and advice which was given to me was understandable and I found that clearing my name was simple and easy..."

Thandiwe
32 year old operations manager from Kempton Park

"I was first made aware of Credit Salvage through word of mouth and decided to sign up. I am very happy with the service you provide for people who find themselves in a desperate situation. The staff are extremely professional and treated me fairly at all times..."

Oscar
28 year old information officer from Midrand

Let us take care of your creditors

So you had financial difficulties in the past that affected your ability to honour your obligation towards creditors and these creditors hand you over to debt collecting agencies and lawyers. 

It is horrible receiving phone calls during working hours and you have to give them a commitment right there and then while everybody is listening in the office that you promise to pay a certain amount a month. Even worse is when you are exhausted and you get home from a busy day at the office and just as you are in the middle of your family supper the phone rings and guess what it's the inexperienced debt collector on the phone trying to make their target without listening to reason.

It is irritating and degrading and not to mention the unpleasant demand letters from lawyers. Unfortunately, the problem will not go away by simply ignoring it instead the problem will just get bigger and you will land up with extra interest being charged and the dreaded legal fees. In the end because of the contract that was signed years ago with all that small print you will have to pay and if it does not get paid you will possibly land up with your possessions being taken away, garnishee orders initiated against your salary or even your house being repossessed. 

Register with us and we will help you take care of your creditors

Once you take the first step by registering with CREDIT SALVAGE CORPORATION SA (Pty) Ltd , we will immediately contact each of your creditors, individually, and let them know that we are in the process of clearing your name of any judgments with the local credit bureau, and also let them know of your interest in settling your outstanding debt with them. Negotiating and reaching a settlement usually takes several phone calls and communication between us and the creditor and yourself. Throughout the program, we communicate with your creditors, on your behalf, and you will no longer be dealing with burdensome phone calls and letters from your creditors. Our main goal as it is our company's mission statement is to clear all judgments that you might have. We work only for our clients; not for the benefit of the creditors. It is the first step to becoming financially secure, and debt settlement may be your best option.

We're confident and our experience has shown that this Credit Clearance is the best solution for many blacklisted consumers. However, we also fully understand that our debt negotiation and our credit clearance service is not for everyone, so let us give you an analysis and see if you qualify, and find out whether the service we provide is right for you. If our services aren't eligible for you or doesn't fit your situation, we'll even go out and find and refer you to a company that can better service your needs.

Credit ClearanceStepby StepGuide

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Credit Clearance clients assisted since 2006

Credit Clearance Process

STEP 1 - Register

Client registers with Credit Salvage Corporation SA (Pty) Ltd in order to cover administration costs. 

STEP 2 - Credit Checks

In order to start the Credit Clearance process we will obtain your personal credit profile from the various Credit Bureaus, TransUnion ITC, Experian, Compuscan. We will also obtain your payment profile from the NLR (National Loan Register). From these records we will exactly see what to do in order to clear your name from the various credit Bureaus. We advise you accordingly and send you your profile for your own records. We establish and report on how many listings reflects on your personal profile. We also assist in setting up of a monthly budget

STEP 3 - Client agrees and signs Legal Pack and Mandate (Power of Attorney)

We send you your legal Pack which shows you which companies have listed you as a bad payer. You will read the legal pack and if you are 100% with the legal pack you will sign the power of attorney and send us back the legal pack to commence with your matters.

STEP 4 - Creditors

We contact your creditors and establish if there is an outstanding amount due to the creditor who has blacklisted you.

STEP 5 - Judgments which have been paid in full

All the listings which have been paid in full we will immediately send those creditors our legal documents for them to sign. The creditor will sign these documents and send back to us in order to apply for a rescission of judgment. Once we have received the original documents and a court file our attorneys will then apply for a court date and apply for a rescission of judgment. Because it is motion you don't need to appear in court we will do everything for you. Once the judge has gone through the necessary documents a court order will be issued to rescind the judgment. With this document which we will receive will then be forwarded to the various credit bureaux to permanently remove the listing from their database. A copy of the court order will also be forwarded to you for your records.

STEP 6 - Judgements which still has an outstanding balance

All the listings which still have an outstanding balance we can then arrange a loan facility for you to pay off these creditors. We can't proceed further until the debt in question has been paid in full. Please see our loan products for the process. Once the loan has been approved we then negotiate on your behalf a better settlement amount. Once we have received confirmation of the new settlement amount the debt will then be paid. Once the debt has been paid in full the above mentioned step (number 5) will then be followed to obtain the rescission court order. Once you have been cleared form the adverse listings we will then assist with a home loan application.

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