Welcome to Virtual 5 &
Credit Salvage Collaboration

Bureau Clearance & Debt Review Removal

Receiving a declined answer to your vehicle finance application may be disappointing. However, it's an obstacle that can be fixed with a proper plan and a team on your side. Our credit bureau clearance service is tailored for people in your situation. It aims to pave the way to financial empowerment and qualification for future financing.

By tackling the fundamental reasons behind your application decline, we dedicate ourselves to improving your credit status, making it more attractive to financial institutions. Here's your chance to reverse your blacklist status and get your dream car or loan application approved. Let's start this venture together, converting these credit report obstacles into opportunities for future approvals.

Blacklisted? Bureau Clearance services to Improve your Bureau report and credit scores.

With Credit Salvage, you can embark on a seamless journey towards vehicle, home or loan financing. We are at the forefront of credit clearance services in South Africa. Offering a path to significantly improve your credit report and credit score, we offer bespoke solutions to tackle your individual financial hurdles. Our dedicated team has extensive access to credit bureaus, so we can assess and improve your credit score.

Are you having trouble getting financing for your new car, home or loan because of your blacklisted credit report issues? Let's work together to lay the foundation for a prosperous financial future by guiding you through these challenges. Our approach is clear and efficient, ensuring a straightforward route to financial freedom from the first meeting to the last.

Known for our proficiency, transparent pricing, and dedication to our clients, Credit Salvage is your guide through credit difficulties. Take advantage of our support to break down financial barriers and achieve your dreams. Join our community of satisfied clients who have already experienced the benefits of a pristine credit report. Don't wait any longer. Get started with Credit Salvage now and take control of your finances again.

Ethical Service - We take Charge

Ethical Service - We take Charge

Our professional credit bureau clearance service ensures that you don't have to deal with creditors, collection agencies, attorneys, or the various credit bureaus.
 
Testimonial - "Such an amazing experience I had at credit salvage. I was assisted by a consultant named Sindile Ngulube, such an amazing, professional, and patient guy who always made sure we are updated with every detail. After so many years of being under debt review and backlisted we finally had our freedom. The credit score looks extremely healthy. I fully recommend him to anyone with similar problems" - Ayanda Carol
We know the laws

We know the laws

As a result of our extensive knowledge and understanding of these laws, we can assist you in getting the credit report you deserve. The law of the National Credit Act will be used to your advantage by our credit clearance professionals. We assist with debt review removal legally. 
 
Testimonial "With all the scams doing the rounds I was very skeptical regarding this until I took that leap of faith and met Alfred, with his cool and calm demeanor he took me through the whole process, no pressure or anything from him. Finally, I decided to proceed with him and that was a decision I'm not regretting. He was with me from start to finish and still checks in with me till this day. Clean credit record, good credit score, no flags against my name all thanks to Alfred and his place of employment" - Christopher-lee Jacobs
Low fees will yield great results

Low fees will yield great results

Subscribing to our services at our low monthly fees for a short period will yield you long-term benefits in the future. 

Testimonial - "Very happy, as they were the only company who assisted me with 15 years of problems of debt that no other company could solve. Thanks to your company and team for assisting me" - Tshepo Mashifane

Credit Salvage Services

Credit Salvage Customer Testimonial

Since

2005

Credit Bureau Clearance

Credit scores and credit histories significantly affect your ability to apply for credit cards, get a cellphone contract, finance a car, or even buy a house. It is crucial to know that you can rebuild your credit history and achieve your financial goals - especially with our bureau clearance services - even after life events like the Covid 19 Pandemic, divorce, or prohibitive cost of living. Rebuild your credit history with our help.


Our positive reviews demonstrate how passionate we are about credit clearance and how many clients we have helped.

Apply for Credit Bureau Clearance
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Debt Review Removal

We assist debt review removal with an application to court. This Application is for confirmation that the applicant is not over-indebted and a rejection of a debt rearrangement recommendation (in accordance with the National Credit ACT Sections 87(1)(a) & 88(1)(b). 

Apply online below.

Apply for Debt Review Removal
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Credit Score Improvements

You may be able to raise your credit score quickly if you have a low score. You may be able to add as many as 75 -100 points relatively quickly based on what's holding it back. Let us help you get it up!

Apply For Credit Score Improvements
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Why Choose Credit Salvage?

Credibility and Trust - We have a team of professionals that are professionally trained and held accountable to put your interests first every time. Our competitors typically deal with only one credit bureau. As soon as you contact us, we will handle an unlimited number of updates and removals across all four major credit bureaus.

The professionals at our company provide you with realistic action plans to achieve your goals and will be a trusted advisor to you along the way. You will also have access to your trusted advisor for 6 months (for free) after clearance under our aftercare service.

Testimonial "I AM NOW A PROUD OWNER OF A HOUSE IN NORTHCLIFF!! Sindile took me in, explained everything, and made everything clear to me, He is always available, I have referred +/- 5 people to him because of my experience with him. Thank you so much Sindile. Joseph Mokhele you took over my file and handled it and everything went well and warmly assisted me until everything was sorted. Thank you so so much Guys #YOU ARE THE BEST!!!!" - Mimie Cele

Transparency and Integrity - Our company does not employ any salespeople. We only appoint blacklisted credit bureau clearance specialists that are experts in the credit market and are familiar with the credit laws of South Africa. You can trust our experts to know what is needed to help you attain your goal and to attend to any blacklisted matters.

An elevated level of expertise and professionalism - The strategies we use to achieve the best results are aggressive and based on years of experience. The passion we have for what we do and the effort we put into it yields the results you need.

Professional Credit Bureau Clearance Services

Increase your credit scores: Fast-Track to approved loans with Top Credit Bureau Clearance specialists!
Credit Salvage Credit Bureau Clearance Leaders

Our Impact

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Verified Consumers assisted
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Average time our clients get cleared
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Positive reviews. Google, HelloPeter and African Complaints.
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Prescribed debt written off in terms of the NCA

Data Reporting Period:
March 2005 to Nov 2022

CREDIT BUREAU CLEARANCE LEADERS

Credit Bureau Clearance Leaders Credit Salvage
Credit Bureau Clearance Client qualifies for vehicle finance
Credit Bureau Clearance Client qualifies for vehicle finance
Credit Bureau Clearance Client qualifies for vehicle finance

Over 11 000 clients have trusted us to help them clear their credit bureau reports! Let us help you shape your credit report as well

Credit Clearance


Judgment, default, Fraud, prescription, and retention period listing removals. No matter what listing we make a plan!

Apply online

Debt Review Removal


Debt Review Removal - Sections 87(1)(a) & 88(1)(b) of the National Credit ACT. Let us take care of this debt review removal process for you!

Easy and affordable process. Apply Below

Apply Online

Credit Score Increases


By analyzing and evaluating your credit score with all 5 bureaus we can work on your credit profile to increase scores.

Get the credit score you need for your home or car. 

Apply below!

Apply Online
Credit Salvage Associations
Credit Salvage Associations
Credit Salvage Associations
Credit Salvage Associations
Credit Salvage Associations

We Operate Countrywide!

Credit Salvage operates countrywide

Award Winning Customer Focused Client Portal

You will gain access to your client profile in our client portal when we assist you with your credit bureau clearance and debt review removal needs. The following is a brief overview of what you can expect.

Award Winning Portal Software to keep you updated

We Care!

Updates!

Award winning Portal Software to keep you up to date with each step of the credit bureau clearance process. The process of credit bureau clearance or removing a debt review indicator can be a huge undertaking depending on the number of adverse accounts you have.

The task of keeping track of progress between the four main bureaus, in addition to feedback received from the creditor providers (for each item), can be overwhelming. Our award-winning portal software dashboard will keep you updated on what is happening within the clearance process.

Apply for Credit Bureau Clearance
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Compatible with smartphones

Get feedback and view progress or read informational articles from your cell phone. We think it's vital for our clients to access all their progress and tools while on the go!

  • Compacted views with smart layouts
  • Framework optimized for speed
  • Customer Portal is also available on tablets and phones
  • Upload photos of documents
  • Using your finger, you can sign any document we need electronically
Apply for Credit Bureau Clearance
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Educational Material

Besides assisting you in removing and updating inaccurate credit report entries, we will also provide you with educational information regarding how credit works and how to keep it in a healthy state for the foreseeable future.

Apply For Credit Score Improvements
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World Class Service

Our award-winning portal software was designed from the ground up to be your all-in-one credit bureau clearance and debt review removal portal using the latest technology to give you world-class feedback and education

  • Progress Chart by Stage
  • Current Credit Scores & listings
  • Notifications & Alerts
  • Clearance Management
  • Dispute Management
  • Notes, projects, Tasks & Reminders
Apply for credit bureau clearance
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Customer focused

 Our award-winning customer focused portal manages all aspects of credit bureau clearance, including communication, tracking, and updating and removals of adverse listings. Why choose anyone else?  Apply for credit clearance or debt review below

Apply for credit Bureau Clearance
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Blacklisted Credit Bureau Clearance Services
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Happy with what you see and have read? Where do you go from here?

We strive to make the application process as easy as possible since we understand how stressful it can be to deal with an adverse credit report, blacklisted matters, and debt review indicators. Since you are reading this right now, it means that you have decided to deal with your adverse credit bureau listings and have decided to act. You have also decided to deal with your old debts and are reaching out to us for help in handling them.

If you are happy and ready to proceed with your blacklisted removals and credit bureau clearance, please click the link below and complete your details. Our team will immediately receive your application and get started right away.

Dont delay! Act Nowand let us help you with our caring yet professional services.
087 898 0895 / 6 / 7 / 8

087 898 0895 / 6 / 7 / 8

info@creditsalvage.co.za

info@creditsalvage.co.za

20 Spreeu Avenue, Randpark Ridge, Johannesburg, 2156

20 Spreeu Avenue, Randpark Ridge, Johannesburg, 2156

Apply Securely Online and be cleared in no time!
Credit Salvage NCRDC2338

Virtual5 & Credit Salvage: Your Bridge from Burden to Breathing Easy