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Articles - Benefits of Debt Counselling

  • ✓ Debt Counselling is much cheaper than administration and sequestration.
  • ✓ No hidden costs. All fees are charged in accordance with the National Credit Act (NCA)
  • ✓ No Additional debt counselling fees
  • ✓ Revised budget with the assistance of a registered and qualified debt counsellor
  • ✓ Pay only 1 revised instalment to all creditors
  • ✓ Protection of the Credit Act if you maintain your revised instalment
  • ✓ Peace of mind
  • ✓ Lower interest rates by acceptance of your creditors (after negotiations)
  • ✓ Budget caters for your living expenses